Workers' compensation comparison of loss cost multipliers

              WORKERS’ COMPENSATION COMPARISON OF
LOSS COST MULTIPLIERS
This comparison is provided to assist you in shopping for your workers´ compensation
and employers´ liability insurance in Oklahoma. It identifies the loss cost multiplier
approved for each insurance carrier in Oklahoma.
A rating organization promulgates the advisory loss cost for workers’ compensation.
The advisory loss cost is the portion of the rate that represents projected loss.
Insurance companies apply a loss cost multiplier that represents expenses. The
advisory loss cost combined with the loss cost multiplier produce the workers’
compensation rate. The attached comparison outlines the loss cost multipliers filed with
the Oklahoma Insurance Department.
Oklahoma employers are assigned one or more classifications based on the type of
business. Each employee’s payroll is then assigned to the appropriate classification.
The total payroll for each classification is then multiplied by the insurer’s filed rate for
that classification (rate per $100 payroll) to determine premium. The employer’s basic
premium is the sum of the individual classification premiums.
There are other factors that may be utilized to increase or decrease the employer’s
premium. An experience rating modifier that reflects the employer’s past loss history
may be applied to the premium. A schedule rating debit or credit may be applied to the
premium depending on individual characteristics of the employer’s business that may
not be reflected in the rate. In addition, there are several optional rating plans such as
deductibles or retrospective rating that are available to insureds that may reduce
premiums.
This comparison is updated periodically based on the number of revised filings made by
insurance companies. If you want to ask a specific insurer about getting a quote, call the
number shown in the Annual Report and Directory and ask for the information or contact
your local insurance agent.
This comparison does not reflect any information for CompSource, Oklahoma
(Oklahoma State Insurance Fund).
Rate calculation example for 8810 Clerical, office employees not otherwise classified:
January 1, 2011 loss cost .39
XYZ Insurance Company loss cost multiplier x 1.50
Rate for 8810 .59
January 1, 2011 loss cost .39
ABC Insurance Company loss cost multiplier X 1.80
Rate for 8810 .70
1 Acadia Insurance Company 1.147 UNON-125924551
2 Accident Fund Insurance Company of America 1.450 ACCD-126865009
3 Accident Fund General Insurance Company 1.810 ACCD-126865009
4 Accident Fund National Insurance Company 1.090 ACCD-126865009
5 Accident Insurance Company, Incorporated 1.430 PERR-126457623
6 Ace American Insurance Company 1.350 98-0487C
7 Ace Fire Underwriters Insurance Company 1.219 ACEH-126515227
8 Ace Insurance Company of Texas 1.350 98-0487C
9 Ace Property & Casualty Insurance Company 1.354 ACEH-126515227
10 ACIG Insurance Company 1.32 ACIG-126353758
11 Advantage Workers' Compensation Insurance Company 1.490 ADWC-126392288
12 Aequicap Insurance Company 1.413 AEQP-125844008
13 AIU Insurance Company 1.457 01-3564C
14 Alaska National Insurance Company 1.400 96-1860C
15 Allmerican Financial Benefit Insurance Company 1.211 HNVR-126325161
16 All America Insurance Company All Other Codes 1.557 CEMC-126820837
Contracting Codes-All 1.638
Manufacturing Codes-All 1.598
17 Allianz Insurance Company 1.290 95-5370C
18 AmTrust Insurance Company of Kansas, Inc. 1.333 UNKP-125894566
19 America First Insurance Company 1.480 LBRC-126952651
20 American Alternative Insurance Corporation 1.606 ATSI-126390284
21 American Automobile Insurance Company 1.613 04-1656C
22 American Casualty Company of Reading, PA 1.100 309357
23 American Compensation Insurance Company All Other Codes 1.550 RTGR-126896467
Class Codes 8824-8825-8826-8829-8832-8833-8835 1.850 "
8842-8864-9040
24 American Economy Insurance Company 1.150 LBRC-126952605
25 American Employers Insurance Company 1.188 99-2858C
26 American Fire and Casualty Company 1.105 LBRC-126952648
27 American Fuji Fire and Marine Insurance Company 1.578 05-3116C
Private Insurance Companies Approved Workers' Compensation
Oklahoma Loss Cost Multipliers (LCM's) as of July 01, 2011
28 American Guarantee & Liability Insurance Company I Classes 1.291 ZURC-126870515
FClasses 1.389 "
29 American Home Assurance Company 1.619 01-3564C
30 American Insurance Company, The 1.613 04-1656C
31 American International Pacific Insurance Company 1.619 01-3564C
32 American Interstate Insurance Company 1.330 OKLA-126228161
33 American Manufacturers Mutual Insurance Company 1.360 03-0056C
34 American Mining Insurance Company 1.590 AMMI-126119176
35 American Motorists Insurance Company 1.510 03-0056C
36 American Professionals Insurance Company 1.464 01-3458C
37 American Protection Insurance Company 1.210 03-0056C
38 American States Insurance Company 1.420 04-2581C
39 American States Insurance Company of Texas 1.560 04-2581C
40 American Safety Casualty Insurance Company 1.407 02-3057C
41 American Zurich Insurance Company I Classes 1.063 ZURC-126870515
F Classes 1.144 "
42 American and Foreign Insurance Company 1.561 02-5296C
43 Amerisure Insurance Company 1.251 AMRS-126379458
44 Amerisure Mutual Insurance Company 1.390 01-0834C
45 Arch Insurance Company 1.484 03-2480C
46 Argonaut Great Central Insurance Company All Other Classes 1.500 ARGN-126345076
Codes 8868-9101 1.120 ARGN-125723374
Codes 2585-2586-2589-8840 1.120 ARGN-126079318
47 Argonaut Insurance Company 1.380 97-2572C
48 Argonaut-Midwest Insurance Company-All Other Codes 1.242 97-2572C
Code 8006 1.120 ARGN-126474739
49 Argonaut-Southwest Insurance Company 1.104 97-2572C
50 Associated Indemnity Corporation 1.855 04-1656C
51 Association Casualty Insurance Company 1.310 07-2733C
52 Assurance Company of America I Classes 1.490 ZURC-125878716
F Classes 1.574 ZURC-126365735
53 Athena Assurance Company 1.447 04-4309C
54 Atlantic Insurance Company 1.187 97-2451C
55 Bancinsure, Incorporated Class Code 4511 0.095 BNCI-126395995
Class Code 4611 1.260 BNCI-126936501
Class Codes 5551-5610 1.400 BNCI-126936501
Class Codes 8008-8803-9061 1.250 BNCI-126936501
Class Code 8017 1.250 BNCI-126936501
Class Code 8288 1.260 BNCI-126936501
Class Codes 8601-9015 1.250 BNCI-126936501
Class Code 8742 1.200 BNCI-126936501
Class Code 8810 1.180 BNCI-126936501
Class Code 8820 1.200 BNCI-126395995
Class Codes 8832-8868 1.100 BNCI-126936501
Class Code 9012 1.120 BNCI-126936501
Class Code 9101 1.200 BNCI-126936501
Class Codes 0042-3724-5020-5022-5102-5183-5190 1.400 BNCI-126395995
5215-5348-5403-5437-5445-5462-5474-5478-5479 " "
5480-5491-5535-5537-5606-5645-6217-6229-6400 " "
7605 8227-9102-9516-9519-9521 " "
All Other Class Codes 1.350 BNCI-126395995
56 Bankers Standard Fire & Marine Insurance Company 1.350 98-0487C
57 Bankers Standard Insurance Company 1.760 ACEH-126515227
58 Benchmark Insurance Company 1.675 PERR-126237336 (09)
59 Berkley National Insurance Company-Preferred 1.260 PERR-126664074
60 Berkley Regional Insurance Company-Standard 1.700 PERR-126664074
61 Bituminous Casualty Corporation All Other Classes 1.545 LDRX-G126899598
Class Code 6216 1.313 "
62 Bituminous Fire & Marine Insurance Company All Other Class 1.777 LDRX-G126899598
Class Code 6216 1.510 "
63 Boston Old Colony Insurance Company 1.290 97-2693C
64 Brotherhood Mutual Insurance Company 1.102 BRTH-126354203
65 Camden Fire Insurance Company 1.122 98-4537C
66 Capital City Insurance Company 1.500 07-2409C
67 Carolina Casualty Insurance Company ###-Non-Stand. Bus. 1.725 SNIC-125927919
68 CastleRock Insurance Company 1.550 TWRG-126754521
69 Casualty Reciprocal Exchange 1.280 01-3566C
70 Central Mutual Insurance Company-Standard All Other Codes 1.706 CEMC-126820837
Contracting Codes-All 1.787
Manufacturing Codes-All 1.747
Preferred All Other Codes 1.557
Contracting Codes-All 1.638
Manufacturing Codes-All 1.598
71 Charter Oak Fire Insurance Company 1.537 03-4858C
72 Chartis Casualty Company 1.295 OKLA-125764648/01-356
73 Chartis Property Casualty Company 1.619 OKLA-125764648/01-356
74 Cherokee Insurance Company 1.530 03-4997C
75 Chubb Indemnity Insurance Company 1.415 CHUB-126931070
76 Church Mutual Insurance Company 1.224 CHMU-126816999
77 Cincinnati Casualty Company 1.336 CNNA-126401835
78 Cincinnati Indemnity Company 1.536 CNNA-126885252
79 Cincinnati Insurance Company 1.269 95-1754C
80 Clarendon National Insurance Company 1.500 02-5140C
81 Colonial American Casualty & Surety Company I Classes 1.367 ZURC-126870515
FClasses 1.470 (F
82 Colonial Casualty Insurance Company 1.100 98-4922C
83 Columbia National Insurance Company 1.300 97-3334C
84 Commerce & Industry Insurance Company 1.862 01-3564C
85 Commercial Compensation Casualty Company 1.144 98-4467C
86 Commercial Insurance Company of Newark, NJ 1.290 97-2693C
87 Companion Commercial Insurance Company 1.300 CMPX-126112242
88 Companion Property and Casualty Insurance Company 1.450 CMPX-126112198
89 Connecticut Indemnity Company 1.150 02-5296C
90 Constitution Insurance Company 1.380 01-0196C
91 Continental Casualty Company 1.800 05-3508C
92 Continental Indemnity Company 1.518 APPU-126767651
93 Continental Western Insurance Company 1.794 UNION-125924551
94 Coregis Insurance Company 1.675 07-2379C
95 Cornhusker Casualty Company 1.553 CORN-125754764
96 Crum & Forster Indemnity Company 1.527 05-2644C
97 Cumis Insurance Society, Inc. All Other Class Codes 1.770 02-0607C
Class Codes 0042-4229-5791-5380-7720-8742-8810 1.690 07-2394C
9015-9740-9741
98 Daimler Chrysler Insurance Company 1.200 96-0759C
99 Dakota Truck Underwriters 1.560 04-3748C
100 Dallas Fire Insurance Company 1.410 03-4499C
101 Dallas National Insurance Company 1.510 06-1804C
102 Delos Insurance Company 1.500 DLSN-126316188
103 Diamond Insurance Company 1.770 05-3461C
104 Diamond State Insurance Company 1.670 PENN-126380059
105 Discover Property & Casualty Insurance Company 1.447 TRVD-126186299
106 Eagle Pacific Insurance Company 1.360 03-0805C
107 Electric Insurance Company 1.124 99-4125C
108 Emcasco Insurance Company 2.120 05-3551C
109 Employers Assurance Company 1.700 AMCP-126914871
110 Employers Fire Insurance Company 1.512 06-3710C
111 Employers Insurance Company of Wausau, A Mutual Co. 1.886 LWCM-126867457
112 Employers Mutual Casualty Company 1.910 05-3551C
113 Employers Preferred Insurance Company 1.450 AMCP-126914871
114 Employers Reinsurance Corporation 1.523 ERCA-125257077
115 Equity Mutual Insurance Company 1.280 01-3566C
116 Everest National Insurance Company 1.440 03-4530C
117 Fairfield Insurance Company 1.508 308698
118 Fairmont Insurance Company 1.216 02-0585C
119 Farmers Insurance Exchange 2.050 FARM-126923641
120 Farmington Casualty Insurance Company 0.868 308312
121 Farmland Mutual Insurance Company-Non Standard 1.835 FARL-126916400
Standard 1.668
Preferred 1.501
122 Federal Insurance Company 1.886 CHUB-126931070
123 Federated Mutual Insurance Company 1.618 FEMC-125473151
Class Codes 3113-3629-3632-4299-5190-8013-8058
8116-8232-8394-9620
Class Code 8391 1.425 FEMC-125891545
All Other Class Codes 1.500 FEMC-125891545
124 Federated Service Insurance Company 1.456 FEMC-125473151
Class Codes 3113-3629-3632-4299-5190-8013-8058
8116-8232-8394-9620
Class Code 8391 1.286 FEMC-125891545
All Other Codes 1.350 FEMC-125891545
125 Federated Rural Electric Insurance Corporation 1.288 95-0543C
126 Fidelity & Casualty Insurance Company of N.Y. 1.518 97-2693C
127 Fidelity & Deposit Company of Maryland I Classes 1.367 ZURC-126870515
FClasses 1.470 (F
128 Fidelity & Guaranty Insurance Company 1.230 TRVD-126186299
129 Fidelity & Guaranty Insurance Underwriters, Inc. 1.013 TRVD-126186299
130 Fire & Casualty Insurance Company of CT 1.479 02-5296C
131 Fireman's Fund Insurance Company 1.291 04-1656C
132 Fireman's Insurance Company of Newark, NJ 1.063 97-2693C
133 First American Insurance Company 1.200 99-3523C
134 FirstComp Insurance Company 1.750 FICI-125789650
135 First Liberty Insurance Corporation 1.508 LWCM-126867457
136 First National Insurance Company of America 1.650 04-2581C
137 Florist's Mutual Insurance Company 1.250 FLWR-126345729
138 Frankenmuth Mutual Insurance Company 1.580 FRNK-126865293
139 Fremont Indemnity Company 1.322 01-0415C
140 Frontier Insurance Co. 1.325 01-0138C
141 Gateway Insurance Company 1.446 07-2732C
142 General Casualty Company of Wisconsin 1.390 QBCL-125663809
143 General Insurance Company of America 1.560 05-3565C
144 General Security Insurance Company 1.580 99-3842C
145 Genesis Insurance Company 1.374 97-2674C
146 Glens Falls Insurance Company 1.518 97-2693C
147 Globe Indemnity Company 1.314 02-5296C
148 Grain Dealers Mutual Insurance Company 1.824 01-3507C
149 Granite State Insurance Company 1.619 01-3564C
150 Great American Alliance Insurance Company 1.460 95-1083C
151 Great American Assurance Company 1.460 95-1083C
152 Great American Insurance Company 1.460 95-1083C
153 Great American Insurance Company of New York 1.460 95-1083C
154 Great Divide Insurance Company 1.498 05-0963C
155 Great Midwest Insurance Company 1.300 GMWI-126533036
156 Great Northern Insurance Company 1.792 CHUB-126931070
157 Great States Ins. Co. 1.257 98-0718C
158 Great West Casualty Company 1.364 LDRE-126807208
159 Greater New York Mutual Insurance Company 1.400 96-0760C
160 Greenwich Insurance Company 1.599 XLAM-125301376
161 Grocers Insurance Company 1.200 97-2449C
162 Guarantee Insurance Company 1.499 04-1938C
163 Guideone Elite Insurance Company 1.369 GDEA-125407664
164 Guideone Mutual Insurance Company 1.369 GDEA-125407664
165 Hanover American Insurance Company 1.452 05-2352C
166 Hanover Insurance Company 1.778 05-2352C
167 Harbor Specialty Insurance Company 1.376 98-0854C
168 Harco National Insurance Company 1.500 IATH-126756550
169 Harleysville Mutual Insurance Company 1.350 96-4684C
170 Hartford Accident & Indemnity Company 1.010 HART-126062104
171 Hartford Casualty Insurance Company 1.515 HART-126062104
172 Hartford Fire Insurance Company 1.299 HART-126062104
173 Hartford Insurance Company of the Midwest 1.154 HART-126062104
174 Hartford Underwriters Insurance Company 1.659 HART-126062104
175 Highlands Insurance Company 1.464 01-3460C
176 Highlands Underwriters Insurance Company 1.464 01-3459C
177 Highmark Life Insurance Company 1.290 97-3933C
178 Houston General Insurance Company 1.213 95-1753C
179 Illinois National Insurance Company 1.619 01-3564C
180 Imperial Casualty and Indemnity Company 1.350 04-1514C
181 Indemnity Insurance Company of North America 1.148 98-0487C
182 Indiana Lumbermens Mutual Insurance Company 2.000 07-2179C
183 Insurance Corporation of Hannover 1.500 05-3699C
184 Insurance Company of North America 1.350 98-0487C
185 Insurance Company of the State of PA. 1.619 01-3564C
186 Insurance Company of the West 1.500 01-3295C
187 International Business & Mercantile Reassurance Co. 1.296 99-0090C
188 Kansas City Fire & Marine Insurance Company 1.518 97-2693C
189 Kemper Casualty Insurance Company 1.670 03-2156C
190 Legion Insurance Company 1.488 01-3774C
191 Liberty Insurance Corporation 1.006 LWCM-126867457
192 Liberty Mutual Fire Insurance Company 1.257 LWCM-126867457
193 Liberty Mutual Insurance Company 1.886 LWCM-126867457
194 Liberty Mutual Insurance Corporation (LM Ins. Corp.) 0.817 LWCM-126867457
195 Lincoln General Insurance Company 1.450 05-2560C
196 Lumbermen's Mutual Casualty Company 1.670 03-0056C
197 Lumbermen's Underwriting Alliance 1.403 LMBR-126904544
198 Manufacturers Alliance Insurance Company 1.538 07-2594C
199 Markel Insurance Company 1.750 MRKB-126948217
200 Maryland Casualty Company I Classes 1.882 ZURC-125878716
FClasses 1.988 ZURC-126365735
201 Massachusetts Bay Insurance Company 1.615 05-2352C
202 Medical Assurance Company 1.290 98-3421C
203 Medmarc Casualty Insurance Company 1.460 02-2372C
204 Mega Life & Health Ins.Co. 1.280 97-2250C
205 MEMIC Indemnity Company 1.600 06-3715C
206 Meridian Security Insurance Company-Advantage 1.182 SAMM-125908447
207 Mid-Century Insurance Company 1.471 FARM-126923641
208 Middlesex Insurance Company 1.475 SEPX-G126990711
209 Midwest Builders' Casualty Mutual Company 1.300 BMCC-126832635
210 Midwest Employers Casualty Company ###Preferred Bus. 1.410 SNIC-125927953
211 Midwest Insurance Company 1.480 06-4345C
212 Millers Mutual Insurance Company 1.222 98-0665C
213 Milwaukee Casualty Insurance Company 1.666 UNKP-126382577
214 Mitsui Sumitomo Insurance Company Of America 1.538 MSMX-125387124
215 Mitsui Sumitomo Inurance USA INC. 1.769 MSMX-125387124
216 National American Insurance Company-Non Standard 1.690 NTAC-125816167
Standard 1.470
Preferred 1.250
217 National Casualty Company 1.300 SCTT-126622715
218 National Farmers Union Property and Casualty Company 1.470 94-0327C
219 National Fire Insurance Company of Hartford 1.450 05-3508C
220 National Interstate Insurance Company 1.495 02-3904C
221 National Standard Insurance Company I Classes 1.642 04-3747C
FClasses 1.795
222 National Surety Corporation 1.452 04-1656C
223 National Union Fire Insurance Company of Pittsburgh, PA. 1.619 01-3564C
224 Nationwide Agribusiness Insurance Company-Non-Standard 1.748
Standard 1.589
Preferred 1.430
225 Netherlands Insurance Company, The 1.105 LBRC-126952651
226 New Hampshire Indemnity Company 1.619 01-3564C
227 New Hampshire Insurance Company 1.457 01-3564C
228 Niagara Fire Insurance Company 1.518 97-2693C
229 Nipponkoa Insurance Company, Ltd. 1.440 04-2011C
230 North American Elite Insurance Company 1.926 07-2378C
231 North American Specialty Insurance Company 1.675 07-2379C
232 North Pointe Insurance Company-Preferred 1.350 QBEC-126767857
233 North River Insurance Company 1.129 05-2644C
234 Northern Assurance Company of America 1.188 99-2858C
235 Northern Insurance Company of New York I Classes 1.200 ZURC-126934965
FClasses 1.267 ZURC-12634965
236 Northwestern National Casualty Company 1.464 01-3462C
237 Northwestern Pacific Indemnity Company 1.603 CHUB-126931070
238 Nova Casualty Company 1.460 REGU-126899153
239 Ohio Casualty Insurance Company 1.550 LBRC-126952648
240 Ohio Farmers Insurance Company 1.272 96-1940C
241 Ohio Security Insurance Company 1.490 LBRC-126952648
242 Old Glory Insurance Company 1.350 OGIC-126162276
243 Old Republic General Insurance Company 1.450 06-3412C
244 Old Republic Insurance Company All Other Codes 1.450 96-4288C
Class Codes 3830-7402-7403-7405-7420-7421-7422 1.670 LDDX-G126930023
7425-7431
245 OneBeacon America Insurance Company 1.320 98-4539C
246 OneBeacon Insurance Company 1.320 98-4539C
247 Pacific Employers Insurance Company 1.557 ACEH-126515227
248 Pacific Indemnity Company 1.603 CHUB-126931070
249 Peerless Indemnity Insurance Company 1.750 LBRM-125909371
250 Peerless Insurance Company 1.320 LBRC-126952651
251 Pegasus Insurance Company, Incorporated 1.700 PEGA-126088555
252 Pennsylvania Manufacturers' Association Insurance Co. 1.337 07-2593C
253 Pennsylvania Manufacturers' Indemnity Company 1.204 07-2595C
254 Pennsylvania National Mutual Casualty 1.197 94-0548C
255 Petroleum Casualty Company 1.127 97-5366C
256 Petrosurance Casualty Company 1.320 97-0257C
257 Pharmacists Mutual Insurance Company Class Code 7380 1.263 PHAR-126876663
Class Code 8045 1.851
Class Code 8835 1.435
All Other Codes 1.600
258 Phico Insurance Company 1.265 95-4733C
259 Phoenix Assurance Company of New York 1.232 02-5296C
260 Phoenix Insurance Company 1.650 01-3562C
261 Physicians Liability Insurance Company 1.240 01-2826C
262 Potomac Insurance Company of Illinois 1.188 98-4538C
263 Preferred Professional Insurance Company 1.152 PERR-125339665
264 Praetorian Insurance Company All Other Codes 1.600 QBEC-126462686
Class Codes 2701-2702-2709-2710 1.350
265 Property and Casualty Insurance Company of Hartford 1.371 HART-126956609
266 Protective Insurance Company 1.490 BALG-125881320
267 Providence Property and Casualty 1.353 05-3994C
268 QBE Insurance Corporation-Sub-Standard 1.800 QBEC-126767857
269 Quanta Indemnity Company 1.520 01-3868C
270 Ranger Insurance Company 1.332 98-0045C
271 Realm National Insurance Company 1.760 04-3938C
272 Redland Insurance Company 1.350 QBEC-126462686
273 Regent Insurance Company 1.258 04-1054C
274 Reinsurance Company of America 1.472 04-4076C
275 Republic Fire & Casualty Insurance Company 1.750 TRGR-125797566
276 Republic Underwriters Insurance Company 1.525 02-2453C
277 Riscorp National Insurance Company 1.290 97-2570C
278 Rockwood Casualty Insurance Company 1.350 RWCA-125929477
279 Royal Indemnity Company 1.232 02-5296C
280 Royal Insurance Company of America 1.643 02-5296C
281 SFM Mutual Insurance Company 1.414 SFMC-125330895
282 SUA Insurance Company-Now CastleRock Insurance Compan 1.550 07-2602C
283 Safeco Insurance Company of America 1.260 98-4923C
284 Safeguard Insurance Company 1.397 02-5296C
285 Safety First Insurance Company 1.560 02-5050C
286 Safety National Casualty Corporation 1.150 00-3906C
287 Sagamore Insurance Company 1.657 04-2784C
288 SeaBright Insurance Company 1.262 SBIC-125784993
289 Security Insurance Company of Hartford 1.807 02-5296C
290 Security National Insurance Company 1.200 UNKP-125894566
291 Select Insurance Company 1.187 97-2451C
292 Seneca Insurance Company 1.366 REGU-126361011
293 Sentinel Insurance Company Limited 1.227 HART-126062104
294 Sentry Casualty Company 1.246 SEPX-125234709
295 Sentry Select Insurance Company 1.334 SEPX-126442062
296 Sentry Insurance, A Mutual Company 1.475 SEPX-G126990711
297 Sequoia Insurance Company 1.308 PERR-126128091
298 Service Lloyds Insurance Company 1.560 03-3968C
299 Southern Insurance Company 1.525 02-2453C
300 Southern Underwriters Insurance 1.525 02-2453C
301 Sparta Insurance Company 1.604 REGU-126582515
302 Specialty National Insurance Company 1.510 03-2156C
303 Standard Fire Insurance Company (The) 1.013 308312
304 Star Insurance Company 1.350 MEAD-126918937
305 Starnet Insurance Company ### Standard Business 1.550 308464
306 State Auto Property & Casualty Insurance Company-Preferred 1.340 SAMM-126592048
307 State Automobile Mutual Insurance Company-Standard 1.576 SAMM-126592048
308 State Farm Fire & Casualty Insurance Company 1.107 SFMA-126428397
Class Codes 2003-4361-5190-5437-5478-8008-8015-8017 "
8018-8832-9082-9083
Class Codes 8820-9012-9014-9015 1.292 "
All Other Codes 1.230 "
309 State National Insurance Company, Incorporated 1.250 STNA-126296988
310 St. Paul Fire & Marine Insurance Company 1.447 04-4309C
311 St. Paul Guardian Insurance Company 1.230 04-4309C
312 St. Paul Medical Liability Insurance Company 1.348 95-0709C
313 St. Paul Mercury Insurance Company 1.230 04-4309C
314 Stonetrust Commercial Insurance Company 1.400 07-2599C
315 Technology Insurance Company 1.360 06-1975C
316 T.H.E. Insurance Company 1.350 01-3938C
317 The Continental Insurance Company 1.000 309357
318 TIG Insurance Company 1.351 02-0583C
319 TIG Premier Insurance Company 1.351 02-0583C
320 TNUS Insurance Company 0.987 WESA-125740889
321 Tokio Marine & Nichido Fire Insurance Company 1.408 04-3914C
322 Tower Insurance Company of New York 1.630 TWRG-125215974
323 Tower National Insurance Company 1.479 TWRG-126174726
324 Toyota Motor Insurance Company 1.071 96-4814C
325 Transcontinental Insurance Company 1.250 05-3508C
326 Transguard Insurance Company of America, Inc. 2.350 TRAX-125375702
327 Trans Pacific Insurance Company 1.200 WESA-125740889
328 Transportation Insurance Company 1.600 05-3508C
329 Travelers Casualty and Surety Company 1.447 03-4858C
330 Travelers Casualty Insurance Company of America 2.026 308312-07
331 Travelers Commercial Casualty Company 1.447 03-4858C
332 Travelers Indemnity Company 1.302 03-4858C
333 Travelers Indemnity Company of America 1.230 03-4858C
334 Travelers Indemnity Company of Connecticut 1.737 03-4858C
335 Travelers Insurance Company 1.375 97-0823C
336 Travelers Property and Casualty Company of America 1.447 03-4858C
337 Triangle Insurance Company, Inc. Preferred 1.350 TRGL-126936168
Standard 1.510 TRGL-126936168
Non-Standard 1.700 TRGL-126936168
338 Trinity Universal Insurance Company 1.392 OKLA-125361369
339 Truck Insurance Exchange 1.747 FARM-126923641
340 Trumbull Insurance Company 0.866 HART-126956609
341 Twin City Fire Insurance Company 1.443 HART-126062104
342 U.S. Specialty Insurance Company 1.280 00-1984C
343 Ulico Casualty Company 1.333 ULCC-126767159
344 Underwriters Insurance Company 1.144 99-0897C
345 Union Insurance Company 1.529 UNON-125924551
346 United National Casualty Insurance Company 1.230 PENN-126380059
347 United National Specialty Insurance Company 1.450 PENN-126380059
348 United Pacific Insurance Company 1.125 97-2018C
349 United States Fidelity & Guaranty Company 1.302 TRVD-126186299
350 United States Fire Insurance Company 1.328 05-2644C
351 United Wisconsin Insurance Company 1.575 ACCD-12517049
352 Universal Underwriters Insurance Company All Other Codes 1.875 04-4299C
Class Codes 0083-3632-3821-8391-8393-8742-8748-8810 2.156
Class Code 8010 1.763
Class Code 8046 1.369
Class Code 8116 1.631
353 Utica Mutual Insurance Company 1.153 97-3027C
354 Valiant Insurance Company I Classes 1.642 04-3747C
F Classes 1.795
355 Valley Forge Insurance Company 1.250 05-3508C
356 Vanliner Insurance Company 1.459 VANL-125922674
357 Vigilant Insurance Company 1.886 CHUB-126931070
358 Villanova Insurance Company 1.355 01-3780C
359 Virginia Surety Company, Inc. 1.125 98-2760C
360 Wausau Business Insurance Company 0.817 LWCM-126867457
361 Wausau Underwriters Insurance Company 1.257 LWCM-126867457
362 Wesco Insurance Company 1.540 SHNF-125438864
363 West American Insurance Company 1.320 LBRC-126952648
364 Westfield Insurance Company 1.272 96-1940C
365 Westport Insurance Corporation 1.523 07-2379C
366 Work First Casualty Company 1.467 06-1474C
367 XL Insurance America, Incorporated 1.066 XLAM-125301376
368 XL Specialty Insurance Company 1.333 XLAM-125301376
369 Yasuda Fire & Marine Insurance Company of America 1.641 02-0702C
370 ZC Insurance Company 1.390 98-0709C
371 Zenith Insurance Company 1.475 ZICO-126665781
372 Zurich American Insurance Company I Classes 1.519 ZURC-126870515
F Classes 1.634 (F
373 Zurich American Insurance Company of Illinois I Classes 1.823 ZURC-126870515
F Classes 1.960 (F
F Class Codes-Federal codes that include USL & HW (United States Longshoremen and
Harbor Workers' Act).
Non-F Class Codes-Those class codes that do not include premium for operations subject
to the USL & HW Act
*I Classes-Industrial Classes-Non F Classes
MEDIAN 1.438
MINIMUM 0.095
MAXIMUM 2.350