Workers' compensation comparison of loss cost multipliers 7/2011 |
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WORKERS’ COMPENSATION COMPARISON OF LOSS COST MULTIPLIERS This comparison is provided to assist you in shopping for your workers´ compensation and employers´ liability insurance in Oklahoma. It identifies the loss cost multiplier approved for each insurance carrier in Oklahoma. A rating organization promulgates the advisory loss cost for workers’ compensation. The advisory loss cost is the portion of the rate that represents projected loss. Insurance companies apply a loss cost multiplier that represents expenses. The advisory loss cost combined with the loss cost multiplier produce the workers’ compensation rate. The attached comparison outlines the loss cost multipliers filed with the Oklahoma Insurance Department. Oklahoma employers are assigned one or more classifications based on the type of business. Each employee’s payroll is then assigned to the appropriate classification. The total payroll for each classification is then multiplied by the insurer’s filed rate for that classification (rate per $100 payroll) to determine premium. The employer’s basic premium is the sum of the individual classification premiums. There are other factors that may be utilized to increase or decrease the employer’s premium. An experience rating modifier that reflects the employer’s past loss history may be applied to the premium. A schedule rating debit or credit may be applied to the premium depending on individual characteristics of the employer’s business that may not be reflected in the rate. In addition, there are several optional rating plans such as deductibles or retrospective rating that are available to insureds that may reduce premiums. This comparison is updated periodically based on the number of revised filings made by insurance companies. If you want to ask a specific insurer about getting a quote, call the number shown in the Annual Report and Directory and ask for the information or contact your local insurance agent. This comparison does not reflect any information for CompSource, Oklahoma (Oklahoma State Insurance Fund). Rate calculation example for 8810 Clerical, office employees not otherwise classified: January 1, 2011 loss cost .39 XYZ Insurance Company loss cost multiplier x 1.50 Rate for 8810 .59 January 1, 2011 loss cost .39 ABC Insurance Company loss cost multiplier X 1.80 Rate for 8810 .70 1 Acadia Insurance Company 1.147 UNON-125924551 2 Accident Fund Insurance Company of America 1.450 ACCD-126865009 3 Accident Fund General Insurance Company 1.810 ACCD-126865009 4 Accident Fund National Insurance Company 1.090 ACCD-126865009 5 Accident Insurance Company, Incorporated 1.430 PERR-126457623 6 Ace American Insurance Company 1.350 98-0487C 7 Ace Fire Underwriters Insurance Company 1.219 ACEH-126515227 8 Ace Insurance Company of Texas 1.350 98-0487C 9 Ace Property & Casualty Insurance Company 1.354 ACEH-126515227 10 ACIG Insurance Company 1.32 ACIG-126353758 11 Advantage Workers' Compensation Insurance Company 1.490 ADWC-126392288 12 Aequicap Insurance Company 1.413 AEQP-125844008 13 AIU Insurance Company 1.457 01-3564C 14 Alaska National Insurance Company 1.400 96-1860C 15 Allmerican Financial Benefit Insurance Company 1.211 HNVR-126325161 16 All America Insurance Company All Other Codes 1.557 CEMC-126820837 Contracting Codes-All 1.638 Manufacturing Codes-All 1.598 17 Allianz Insurance Company 1.290 95-5370C 18 AmTrust Insurance Company of Kansas, Inc. 1.333 UNKP-125894566 19 America First Insurance Company 1.480 LBRC-126952651 20 American Alternative Insurance Corporation 1.606 ATSI-126390284 21 American Automobile Insurance Company 1.613 04-1656C 22 American Casualty Company of Reading, PA 1.100 309357 23 American Compensation Insurance Company All Other Codes 1.550 RTGR-126896467 Class Codes 8824-8825-8826-8829-8832-8833-8835 1.850 " 8842-8864-9040 24 American Economy Insurance Company 1.150 LBRC-126952605 25 American Employers Insurance Company 1.188 99-2858C 26 American Fire and Casualty Company 1.105 LBRC-126952648 27 American Fuji Fire and Marine Insurance Company 1.578 05-3116C Private Insurance Companies Approved Workers' Compensation Oklahoma Loss Cost Multipliers (LCM's) as of July 01, 2011 28 American Guarantee & Liability Insurance Company I Classes 1.291 ZURC-126870515 FClasses 1.389 " 29 American Home Assurance Company 1.619 01-3564C 30 American Insurance Company, The 1.613 04-1656C 31 American International Pacific Insurance Company 1.619 01-3564C 32 American Interstate Insurance Company 1.330 OKLA-126228161 33 American Manufacturers Mutual Insurance Company 1.360 03-0056C 34 American Mining Insurance Company 1.590 AMMI-126119176 35 American Motorists Insurance Company 1.510 03-0056C 36 American Professionals Insurance Company 1.464 01-3458C 37 American Protection Insurance Company 1.210 03-0056C 38 American States Insurance Company 1.420 04-2581C 39 American States Insurance Company of Texas 1.560 04-2581C 40 American Safety Casualty Insurance Company 1.407 02-3057C 41 American Zurich Insurance Company I Classes 1.063 ZURC-126870515 F Classes 1.144 " 42 American and Foreign Insurance Company 1.561 02-5296C 43 Amerisure Insurance Company 1.251 AMRS-126379458 44 Amerisure Mutual Insurance Company 1.390 01-0834C 45 Arch Insurance Company 1.484 03-2480C 46 Argonaut Great Central Insurance Company All Other Classes 1.500 ARGN-126345076 Codes 8868-9101 1.120 ARGN-125723374 Codes 2585-2586-2589-8840 1.120 ARGN-126079318 47 Argonaut Insurance Company 1.380 97-2572C 48 Argonaut-Midwest Insurance Company-All Other Codes 1.242 97-2572C Code 8006 1.120 ARGN-126474739 49 Argonaut-Southwest Insurance Company 1.104 97-2572C 50 Associated Indemnity Corporation 1.855 04-1656C 51 Association Casualty Insurance Company 1.310 07-2733C 52 Assurance Company of America I Classes 1.490 ZURC-125878716 F Classes 1.574 ZURC-126365735 53 Athena Assurance Company 1.447 04-4309C 54 Atlantic Insurance Company 1.187 97-2451C 55 Bancinsure, Incorporated Class Code 4511 0.095 BNCI-126395995 Class Code 4611 1.260 BNCI-126936501 Class Codes 5551-5610 1.400 BNCI-126936501 Class Codes 8008-8803-9061 1.250 BNCI-126936501 Class Code 8017 1.250 BNCI-126936501 Class Code 8288 1.260 BNCI-126936501 Class Codes 8601-9015 1.250 BNCI-126936501 Class Code 8742 1.200 BNCI-126936501 Class Code 8810 1.180 BNCI-126936501 Class Code 8820 1.200 BNCI-126395995 Class Codes 8832-8868 1.100 BNCI-126936501 Class Code 9012 1.120 BNCI-126936501 Class Code 9101 1.200 BNCI-126936501 Class Codes 0042-3724-5020-5022-5102-5183-5190 1.400 BNCI-126395995 5215-5348-5403-5437-5445-5462-5474-5478-5479 " " 5480-5491-5535-5537-5606-5645-6217-6229-6400 " " 7605 8227-9102-9516-9519-9521 " " All Other Class Codes 1.350 BNCI-126395995 56 Bankers Standard Fire & Marine Insurance Company 1.350 98-0487C 57 Bankers Standard Insurance Company 1.760 ACEH-126515227 58 Benchmark Insurance Company 1.675 PERR-126237336 (09) 59 Berkley National Insurance Company-Preferred 1.260 PERR-126664074 60 Berkley Regional Insurance Company-Standard 1.700 PERR-126664074 61 Bituminous Casualty Corporation All Other Classes 1.545 LDRX-G126899598 Class Code 6216 1.313 " 62 Bituminous Fire & Marine Insurance Company All Other Class 1.777 LDRX-G126899598 Class Code 6216 1.510 " 63 Boston Old Colony Insurance Company 1.290 97-2693C 64 Brotherhood Mutual Insurance Company 1.102 BRTH-126354203 65 Camden Fire Insurance Company 1.122 98-4537C 66 Capital City Insurance Company 1.500 07-2409C 67 Carolina Casualty Insurance Company ###-Non-Stand. Bus. 1.725 SNIC-125927919 68 CastleRock Insurance Company 1.550 TWRG-126754521 69 Casualty Reciprocal Exchange 1.280 01-3566C 70 Central Mutual Insurance Company-Standard All Other Codes 1.706 CEMC-126820837 Contracting Codes-All 1.787 Manufacturing Codes-All 1.747 Preferred All Other Codes 1.557 Contracting Codes-All 1.638 Manufacturing Codes-All 1.598 71 Charter Oak Fire Insurance Company 1.537 03-4858C 72 Chartis Casualty Company 1.295 OKLA-125764648/01-356 73 Chartis Property Casualty Company 1.619 OKLA-125764648/01-356 74 Cherokee Insurance Company 1.530 03-4997C 75 Chubb Indemnity Insurance Company 1.415 CHUB-126931070 76 Church Mutual Insurance Company 1.224 CHMU-126816999 77 Cincinnati Casualty Company 1.336 CNNA-126401835 78 Cincinnati Indemnity Company 1.536 CNNA-126885252 79 Cincinnati Insurance Company 1.269 95-1754C 80 Clarendon National Insurance Company 1.500 02-5140C 81 Colonial American Casualty & Surety Company I Classes 1.367 ZURC-126870515 FClasses 1.470 (F 82 Colonial Casualty Insurance Company 1.100 98-4922C 83 Columbia National Insurance Company 1.300 97-3334C 84 Commerce & Industry Insurance Company 1.862 01-3564C 85 Commercial Compensation Casualty Company 1.144 98-4467C 86 Commercial Insurance Company of Newark, NJ 1.290 97-2693C 87 Companion Commercial Insurance Company 1.300 CMPX-126112242 88 Companion Property and Casualty Insurance Company 1.450 CMPX-126112198 89 Connecticut Indemnity Company 1.150 02-5296C 90 Constitution Insurance Company 1.380 01-0196C 91 Continental Casualty Company 1.800 05-3508C 92 Continental Indemnity Company 1.518 APPU-126767651 93 Continental Western Insurance Company 1.794 UNION-125924551 94 Coregis Insurance Company 1.675 07-2379C 95 Cornhusker Casualty Company 1.553 CORN-125754764 96 Crum & Forster Indemnity Company 1.527 05-2644C 97 Cumis Insurance Society, Inc. All Other Class Codes 1.770 02-0607C Class Codes 0042-4229-5791-5380-7720-8742-8810 1.690 07-2394C 9015-9740-9741 98 Daimler Chrysler Insurance Company 1.200 96-0759C 99 Dakota Truck Underwriters 1.560 04-3748C 100 Dallas Fire Insurance Company 1.410 03-4499C 101 Dallas National Insurance Company 1.510 06-1804C 102 Delos Insurance Company 1.500 DLSN-126316188 103 Diamond Insurance Company 1.770 05-3461C 104 Diamond State Insurance Company 1.670 PENN-126380059 105 Discover Property & Casualty Insurance Company 1.447 TRVD-126186299 106 Eagle Pacific Insurance Company 1.360 03-0805C 107 Electric Insurance Company 1.124 99-4125C 108 Emcasco Insurance Company 2.120 05-3551C 109 Employers Assurance Company 1.700 AMCP-126914871 110 Employers Fire Insurance Company 1.512 06-3710C 111 Employers Insurance Company of Wausau, A Mutual Co. 1.886 LWCM-126867457 112 Employers Mutual Casualty Company 1.910 05-3551C 113 Employers Preferred Insurance Company 1.450 AMCP-126914871 114 Employers Reinsurance Corporation 1.523 ERCA-125257077 115 Equity Mutual Insurance Company 1.280 01-3566C 116 Everest National Insurance Company 1.440 03-4530C 117 Fairfield Insurance Company 1.508 308698 118 Fairmont Insurance Company 1.216 02-0585C 119 Farmers Insurance Exchange 2.050 FARM-126923641 120 Farmington Casualty Insurance Company 0.868 308312 121 Farmland Mutual Insurance Company-Non Standard 1.835 FARL-126916400 Standard 1.668 Preferred 1.501 122 Federal Insurance Company 1.886 CHUB-126931070 123 Federated Mutual Insurance Company 1.618 FEMC-125473151 Class Codes 3113-3629-3632-4299-5190-8013-8058 8116-8232-8394-9620 Class Code 8391 1.425 FEMC-125891545 All Other Class Codes 1.500 FEMC-125891545 124 Federated Service Insurance Company 1.456 FEMC-125473151 Class Codes 3113-3629-3632-4299-5190-8013-8058 8116-8232-8394-9620 Class Code 8391 1.286 FEMC-125891545 All Other Codes 1.350 FEMC-125891545 125 Federated Rural Electric Insurance Corporation 1.288 95-0543C 126 Fidelity & Casualty Insurance Company of N.Y. 1.518 97-2693C 127 Fidelity & Deposit Company of Maryland I Classes 1.367 ZURC-126870515 FClasses 1.470 (F 128 Fidelity & Guaranty Insurance Company 1.230 TRVD-126186299 129 Fidelity & Guaranty Insurance Underwriters, Inc. 1.013 TRVD-126186299 130 Fire & Casualty Insurance Company of CT 1.479 02-5296C 131 Fireman's Fund Insurance Company 1.291 04-1656C 132 Fireman's Insurance Company of Newark, NJ 1.063 97-2693C 133 First American Insurance Company 1.200 99-3523C 134 FirstComp Insurance Company 1.750 FICI-125789650 135 First Liberty Insurance Corporation 1.508 LWCM-126867457 136 First National Insurance Company of America 1.650 04-2581C 137 Florist's Mutual Insurance Company 1.250 FLWR-126345729 138 Frankenmuth Mutual Insurance Company 1.580 FRNK-126865293 139 Fremont Indemnity Company 1.322 01-0415C 140 Frontier Insurance Co. 1.325 01-0138C 141 Gateway Insurance Company 1.446 07-2732C 142 General Casualty Company of Wisconsin 1.390 QBCL-125663809 143 General Insurance Company of America 1.560 05-3565C 144 General Security Insurance Company 1.580 99-3842C 145 Genesis Insurance Company 1.374 97-2674C 146 Glens Falls Insurance Company 1.518 97-2693C 147 Globe Indemnity Company 1.314 02-5296C 148 Grain Dealers Mutual Insurance Company 1.824 01-3507C 149 Granite State Insurance Company 1.619 01-3564C 150 Great American Alliance Insurance Company 1.460 95-1083C 151 Great American Assurance Company 1.460 95-1083C 152 Great American Insurance Company 1.460 95-1083C 153 Great American Insurance Company of New York 1.460 95-1083C 154 Great Divide Insurance Company 1.498 05-0963C 155 Great Midwest Insurance Company 1.300 GMWI-126533036 156 Great Northern Insurance Company 1.792 CHUB-126931070 157 Great States Ins. Co. 1.257 98-0718C 158 Great West Casualty Company 1.364 LDRE-126807208 159 Greater New York Mutual Insurance Company 1.400 96-0760C 160 Greenwich Insurance Company 1.599 XLAM-125301376 161 Grocers Insurance Company 1.200 97-2449C 162 Guarantee Insurance Company 1.499 04-1938C 163 Guideone Elite Insurance Company 1.369 GDEA-125407664 164 Guideone Mutual Insurance Company 1.369 GDEA-125407664 165 Hanover American Insurance Company 1.452 05-2352C 166 Hanover Insurance Company 1.778 05-2352C 167 Harbor Specialty Insurance Company 1.376 98-0854C 168 Harco National Insurance Company 1.500 IATH-126756550 169 Harleysville Mutual Insurance Company 1.350 96-4684C 170 Hartford Accident & Indemnity Company 1.010 HART-126062104 171 Hartford Casualty Insurance Company 1.515 HART-126062104 172 Hartford Fire Insurance Company 1.299 HART-126062104 173 Hartford Insurance Company of the Midwest 1.154 HART-126062104 174 Hartford Underwriters Insurance Company 1.659 HART-126062104 175 Highlands Insurance Company 1.464 01-3460C 176 Highlands Underwriters Insurance Company 1.464 01-3459C 177 Highmark Life Insurance Company 1.290 97-3933C 178 Houston General Insurance Company 1.213 95-1753C 179 Illinois National Insurance Company 1.619 01-3564C 180 Imperial Casualty and Indemnity Company 1.350 04-1514C 181 Indemnity Insurance Company of North America 1.148 98-0487C 182 Indiana Lumbermens Mutual Insurance Company 2.000 07-2179C 183 Insurance Corporation of Hannover 1.500 05-3699C 184 Insurance Company of North America 1.350 98-0487C 185 Insurance Company of the State of PA. 1.619 01-3564C 186 Insurance Company of the West 1.500 01-3295C 187 International Business & Mercantile Reassurance Co. 1.296 99-0090C 188 Kansas City Fire & Marine Insurance Company 1.518 97-2693C 189 Kemper Casualty Insurance Company 1.670 03-2156C 190 Legion Insurance Company 1.488 01-3774C 191 Liberty Insurance Corporation 1.006 LWCM-126867457 192 Liberty Mutual Fire Insurance Company 1.257 LWCM-126867457 193 Liberty Mutual Insurance Company 1.886 LWCM-126867457 194 Liberty Mutual Insurance Corporation (LM Ins. Corp.) 0.817 LWCM-126867457 195 Lincoln General Insurance Company 1.450 05-2560C 196 Lumbermen's Mutual Casualty Company 1.670 03-0056C 197 Lumbermen's Underwriting Alliance 1.403 LMBR-126904544 198 Manufacturers Alliance Insurance Company 1.538 07-2594C 199 Markel Insurance Company 1.750 MRKB-126948217 200 Maryland Casualty Company I Classes 1.882 ZURC-125878716 FClasses 1.988 ZURC-126365735 201 Massachusetts Bay Insurance Company 1.615 05-2352C 202 Medical Assurance Company 1.290 98-3421C 203 Medmarc Casualty Insurance Company 1.460 02-2372C 204 Mega Life & Health Ins.Co. 1.280 97-2250C 205 MEMIC Indemnity Company 1.600 06-3715C 206 Meridian Security Insurance Company-Advantage 1.182 SAMM-125908447 207 Mid-Century Insurance Company 1.471 FARM-126923641 208 Middlesex Insurance Company 1.475 SEPX-G126990711 209 Midwest Builders' Casualty Mutual Company 1.300 BMCC-126832635 210 Midwest Employers Casualty Company ###Preferred Bus. 1.410 SNIC-125927953 211 Midwest Insurance Company 1.480 06-4345C 212 Millers Mutual Insurance Company 1.222 98-0665C 213 Milwaukee Casualty Insurance Company 1.666 UNKP-126382577 214 Mitsui Sumitomo Insurance Company Of America 1.538 MSMX-125387124 215 Mitsui Sumitomo Inurance USA INC. 1.769 MSMX-125387124 216 National American Insurance Company-Non Standard 1.690 NTAC-125816167 Standard 1.470 Preferred 1.250 217 National Casualty Company 1.300 SCTT-126622715 218 National Farmers Union Property and Casualty Company 1.470 94-0327C 219 National Fire Insurance Company of Hartford 1.450 05-3508C 220 National Interstate Insurance Company 1.495 02-3904C 221 National Standard Insurance Company I Classes 1.642 04-3747C FClasses 1.795 222 National Surety Corporation 1.452 04-1656C 223 National Union Fire Insurance Company of Pittsburgh, PA. 1.619 01-3564C 224 Nationwide Agribusiness Insurance Company-Non-Standard 1.748 Standard 1.589 Preferred 1.430 225 Netherlands Insurance Company, The 1.105 LBRC-126952651 226 New Hampshire Indemnity Company 1.619 01-3564C 227 New Hampshire Insurance Company 1.457 01-3564C 228 Niagara Fire Insurance Company 1.518 97-2693C 229 Nipponkoa Insurance Company, Ltd. 1.440 04-2011C 230 North American Elite Insurance Company 1.926 07-2378C 231 North American Specialty Insurance Company 1.675 07-2379C 232 North Pointe Insurance Company-Preferred 1.350 QBEC-126767857 233 North River Insurance Company 1.129 05-2644C 234 Northern Assurance Company of America 1.188 99-2858C 235 Northern Insurance Company of New York I Classes 1.200 ZURC-126934965 FClasses 1.267 ZURC-12634965 236 Northwestern National Casualty Company 1.464 01-3462C 237 Northwestern Pacific Indemnity Company 1.603 CHUB-126931070 238 Nova Casualty Company 1.460 REGU-126899153 239 Ohio Casualty Insurance Company 1.550 LBRC-126952648 240 Ohio Farmers Insurance Company 1.272 96-1940C 241 Ohio Security Insurance Company 1.490 LBRC-126952648 242 Old Glory Insurance Company 1.350 OGIC-126162276 243 Old Republic General Insurance Company 1.450 06-3412C 244 Old Republic Insurance Company All Other Codes 1.450 96-4288C Class Codes 3830-7402-7403-7405-7420-7421-7422 1.670 LDDX-G126930023 7425-7431 245 OneBeacon America Insurance Company 1.320 98-4539C 246 OneBeacon Insurance Company 1.320 98-4539C 247 Pacific Employers Insurance Company 1.557 ACEH-126515227 248 Pacific Indemnity Company 1.603 CHUB-126931070 249 Peerless Indemnity Insurance Company 1.750 LBRM-125909371 250 Peerless Insurance Company 1.320 LBRC-126952651 251 Pegasus Insurance Company, Incorporated 1.700 PEGA-126088555 252 Pennsylvania Manufacturers' Association Insurance Co. 1.337 07-2593C 253 Pennsylvania Manufacturers' Indemnity Company 1.204 07-2595C 254 Pennsylvania National Mutual Casualty 1.197 94-0548C 255 Petroleum Casualty Company 1.127 97-5366C 256 Petrosurance Casualty Company 1.320 97-0257C 257 Pharmacists Mutual Insurance Company Class Code 7380 1.263 PHAR-126876663 Class Code 8045 1.851 Class Code 8835 1.435 All Other Codes 1.600 258 Phico Insurance Company 1.265 95-4733C 259 Phoenix Assurance Company of New York 1.232 02-5296C 260 Phoenix Insurance Company 1.650 01-3562C 261 Physicians Liability Insurance Company 1.240 01-2826C 262 Potomac Insurance Company of Illinois 1.188 98-4538C 263 Preferred Professional Insurance Company 1.152 PERR-125339665 264 Praetorian Insurance Company All Other Codes 1.600 QBEC-126462686 Class Codes 2701-2702-2709-2710 1.350 265 Property and Casualty Insurance Company of Hartford 1.371 HART-126956609 266 Protective Insurance Company 1.490 BALG-125881320 267 Providence Property and Casualty 1.353 05-3994C 268 QBE Insurance Corporation-Sub-Standard 1.800 QBEC-126767857 269 Quanta Indemnity Company 1.520 01-3868C 270 Ranger Insurance Company 1.332 98-0045C 271 Realm National Insurance Company 1.760 04-3938C 272 Redland Insurance Company 1.350 QBEC-126462686 273 Regent Insurance Company 1.258 04-1054C 274 Reinsurance Company of America 1.472 04-4076C 275 Republic Fire & Casualty Insurance Company 1.750 TRGR-125797566 276 Republic Underwriters Insurance Company 1.525 02-2453C 277 Riscorp National Insurance Company 1.290 97-2570C 278 Rockwood Casualty Insurance Company 1.350 RWCA-125929477 279 Royal Indemnity Company 1.232 02-5296C 280 Royal Insurance Company of America 1.643 02-5296C 281 SFM Mutual Insurance Company 1.414 SFMC-125330895 282 SUA Insurance Company-Now CastleRock Insurance Compan 1.550 07-2602C 283 Safeco Insurance Company of America 1.260 98-4923C 284 Safeguard Insurance Company 1.397 02-5296C 285 Safety First Insurance Company 1.560 02-5050C 286 Safety National Casualty Corporation 1.150 00-3906C 287 Sagamore Insurance Company 1.657 04-2784C 288 SeaBright Insurance Company 1.262 SBIC-125784993 289 Security Insurance Company of Hartford 1.807 02-5296C 290 Security National Insurance Company 1.200 UNKP-125894566 291 Select Insurance Company 1.187 97-2451C 292 Seneca Insurance Company 1.366 REGU-126361011 293 Sentinel Insurance Company Limited 1.227 HART-126062104 294 Sentry Casualty Company 1.246 SEPX-125234709 295 Sentry Select Insurance Company 1.334 SEPX-126442062 296 Sentry Insurance, A Mutual Company 1.475 SEPX-G126990711 297 Sequoia Insurance Company 1.308 PERR-126128091 298 Service Lloyds Insurance Company 1.560 03-3968C 299 Southern Insurance Company 1.525 02-2453C 300 Southern Underwriters Insurance 1.525 02-2453C 301 Sparta Insurance Company 1.604 REGU-126582515 302 Specialty National Insurance Company 1.510 03-2156C 303 Standard Fire Insurance Company (The) 1.013 308312 304 Star Insurance Company 1.350 MEAD-126918937 305 Starnet Insurance Company ### Standard Business 1.550 308464 306 State Auto Property & Casualty Insurance Company-Preferred 1.340 SAMM-126592048 307 State Automobile Mutual Insurance Company-Standard 1.576 SAMM-126592048 308 State Farm Fire & Casualty Insurance Company 1.107 SFMA-126428397 Class Codes 2003-4361-5190-5437-5478-8008-8015-8017 " 8018-8832-9082-9083 Class Codes 8820-9012-9014-9015 1.292 " All Other Codes 1.230 " 309 State National Insurance Company, Incorporated 1.250 STNA-126296988 310 St. Paul Fire & Marine Insurance Company 1.447 04-4309C 311 St. Paul Guardian Insurance Company 1.230 04-4309C 312 St. Paul Medical Liability Insurance Company 1.348 95-0709C 313 St. Paul Mercury Insurance Company 1.230 04-4309C 314 Stonetrust Commercial Insurance Company 1.400 07-2599C 315 Technology Insurance Company 1.360 06-1975C 316 T.H.E. Insurance Company 1.350 01-3938C 317 The Continental Insurance Company 1.000 309357 318 TIG Insurance Company 1.351 02-0583C 319 TIG Premier Insurance Company 1.351 02-0583C 320 TNUS Insurance Company 0.987 WESA-125740889 321 Tokio Marine & Nichido Fire Insurance Company 1.408 04-3914C 322 Tower Insurance Company of New York 1.630 TWRG-125215974 323 Tower National Insurance Company 1.479 TWRG-126174726 324 Toyota Motor Insurance Company 1.071 96-4814C 325 Transcontinental Insurance Company 1.250 05-3508C 326 Transguard Insurance Company of America, Inc. 2.350 TRAX-125375702 327 Trans Pacific Insurance Company 1.200 WESA-125740889 328 Transportation Insurance Company 1.600 05-3508C 329 Travelers Casualty and Surety Company 1.447 03-4858C 330 Travelers Casualty Insurance Company of America 2.026 308312-07 331 Travelers Commercial Casualty Company 1.447 03-4858C 332 Travelers Indemnity Company 1.302 03-4858C 333 Travelers Indemnity Company of America 1.230 03-4858C 334 Travelers Indemnity Company of Connecticut 1.737 03-4858C 335 Travelers Insurance Company 1.375 97-0823C 336 Travelers Property and Casualty Company of America 1.447 03-4858C 337 Triangle Insurance Company, Inc. Preferred 1.350 TRGL-126936168 Standard 1.510 TRGL-126936168 Non-Standard 1.700 TRGL-126936168 338 Trinity Universal Insurance Company 1.392 OKLA-125361369 339 Truck Insurance Exchange 1.747 FARM-126923641 340 Trumbull Insurance Company 0.866 HART-126956609 341 Twin City Fire Insurance Company 1.443 HART-126062104 342 U.S. Specialty Insurance Company 1.280 00-1984C 343 Ulico Casualty Company 1.333 ULCC-126767159 344 Underwriters Insurance Company 1.144 99-0897C 345 Union Insurance Company 1.529 UNON-125924551 346 United National Casualty Insurance Company 1.230 PENN-126380059 347 United National Specialty Insurance Company 1.450 PENN-126380059 348 United Pacific Insurance Company 1.125 97-2018C 349 United States Fidelity & Guaranty Company 1.302 TRVD-126186299 350 United States Fire Insurance Company 1.328 05-2644C 351 United Wisconsin Insurance Company 1.575 ACCD-12517049 352 Universal Underwriters Insurance Company All Other Codes 1.875 04-4299C Class Codes 0083-3632-3821-8391-8393-8742-8748-8810 2.156 Class Code 8010 1.763 Class Code 8046 1.369 Class Code 8116 1.631 353 Utica Mutual Insurance Company 1.153 97-3027C 354 Valiant Insurance Company I Classes 1.642 04-3747C F Classes 1.795 355 Valley Forge Insurance Company 1.250 05-3508C 356 Vanliner Insurance Company 1.459 VANL-125922674 357 Vigilant Insurance Company 1.886 CHUB-126931070 358 Villanova Insurance Company 1.355 01-3780C 359 Virginia Surety Company, Inc. 1.125 98-2760C 360 Wausau Business Insurance Company 0.817 LWCM-126867457 361 Wausau Underwriters Insurance Company 1.257 LWCM-126867457 362 Wesco Insurance Company 1.540 SHNF-125438864 363 West American Insurance Company 1.320 LBRC-126952648 364 Westfield Insurance Company 1.272 96-1940C 365 Westport Insurance Corporation 1.523 07-2379C 366 Work First Casualty Company 1.467 06-1474C 367 XL Insurance America, Incorporated 1.066 XLAM-125301376 368 XL Specialty Insurance Company 1.333 XLAM-125301376 369 Yasuda Fire & Marine Insurance Company of America 1.641 02-0702C 370 ZC Insurance Company 1.390 98-0709C 371 Zenith Insurance Company 1.475 ZICO-126665781 372 Zurich American Insurance Company I Classes 1.519 ZURC-126870515 F Classes 1.634 (F 373 Zurich American Insurance Company of Illinois I Classes 1.823 ZURC-126870515 F Classes 1.960 (F F Class Codes-Federal codes that include USL & HW (United States Longshoremen and Harbor Workers' Act). Non-F Class Codes-Those class codes that do not include premium for operations subject to the USL & HW Act *I Classes-Industrial Classes-Non F Classes MEDIAN 1.438 MINIMUM 0.095 MAXIMUM 2.350
Object Description
Okla State Agency |
Insurance Department, Oklahoma |
Okla Agency Code | '385' |
Title | Workers' compensation comparison of loss cost multipliers |
Authors | Oklahoma. Insurance Department. |
Publisher | Oklahoma Insurance Department |
Publication Date | 2005; 2007; 2008; 2009; 2010; 2011 |
Publication type |
Statistics Guide |
Serial holdings | Electronic holdings: 2005, 2007-2011 |
Subject |
Insurance, Employers' liability--Premiums--Oklahoma. Workers' compensation--Rates--Oklahoma. |
Purpose | This comparison is provided to assist you in shopping for your workers' compensation and employers' liability insurance in Oklahoma. It identifies the loss cost multiplier approved for each insurance carrier in Oklahoma. |
Notes | issues through 7/2011 |
OkDocs Class# | I1700.5 W926l |
For all issues click | I1700.5 W926l |
Digital Format | PDF, Adobe Reader required |
ODL electronic copy | Downloaded from agency website: http://www.oid.state.ok.us/ |
Rights and Permissions | This Oklahoma state government publication is provided for educational purposes under U.S. copyright law. Other usage requires permission of copyright holders. |
Language | English |
Date created | 2012-08-15 |
Date modified | 2013-11-26 |
OCLC number | 229901356 |
Description
Title | Workers' compensation comparison of loss cost multipliers 7/2011 |
OkDocs Class# | I1700.5 W926l 7/2011 |
Digital Format | PDF, Adobe Reader required |
ODL electronic copy | Downloaded from agency website: www.ok.gov/oid/.../May%202011%20LCM%20Report%20060811.pdf |
Rights and Permissions | This Oklahoma state government publication is provided for educational purposes under U.S. copyright law. Other usage requires permission of copyright holders. |
Language | English |
Full text | WORKERS’ COMPENSATION COMPARISON OF LOSS COST MULTIPLIERS This comparison is provided to assist you in shopping for your workers´ compensation and employers´ liability insurance in Oklahoma. It identifies the loss cost multiplier approved for each insurance carrier in Oklahoma. A rating organization promulgates the advisory loss cost for workers’ compensation. The advisory loss cost is the portion of the rate that represents projected loss. Insurance companies apply a loss cost multiplier that represents expenses. The advisory loss cost combined with the loss cost multiplier produce the workers’ compensation rate. The attached comparison outlines the loss cost multipliers filed with the Oklahoma Insurance Department. Oklahoma employers are assigned one or more classifications based on the type of business. Each employee’s payroll is then assigned to the appropriate classification. The total payroll for each classification is then multiplied by the insurer’s filed rate for that classification (rate per $100 payroll) to determine premium. The employer’s basic premium is the sum of the individual classification premiums. There are other factors that may be utilized to increase or decrease the employer’s premium. An experience rating modifier that reflects the employer’s past loss history may be applied to the premium. A schedule rating debit or credit may be applied to the premium depending on individual characteristics of the employer’s business that may not be reflected in the rate. In addition, there are several optional rating plans such as deductibles or retrospective rating that are available to insureds that may reduce premiums. This comparison is updated periodically based on the number of revised filings made by insurance companies. If you want to ask a specific insurer about getting a quote, call the number shown in the Annual Report and Directory and ask for the information or contact your local insurance agent. This comparison does not reflect any information for CompSource, Oklahoma (Oklahoma State Insurance Fund). Rate calculation example for 8810 Clerical, office employees not otherwise classified: January 1, 2011 loss cost .39 XYZ Insurance Company loss cost multiplier x 1.50 Rate for 8810 .59 January 1, 2011 loss cost .39 ABC Insurance Company loss cost multiplier X 1.80 Rate for 8810 .70 1 Acadia Insurance Company 1.147 UNON-125924551 2 Accident Fund Insurance Company of America 1.450 ACCD-126865009 3 Accident Fund General Insurance Company 1.810 ACCD-126865009 4 Accident Fund National Insurance Company 1.090 ACCD-126865009 5 Accident Insurance Company, Incorporated 1.430 PERR-126457623 6 Ace American Insurance Company 1.350 98-0487C 7 Ace Fire Underwriters Insurance Company 1.219 ACEH-126515227 8 Ace Insurance Company of Texas 1.350 98-0487C 9 Ace Property & Casualty Insurance Company 1.354 ACEH-126515227 10 ACIG Insurance Company 1.32 ACIG-126353758 11 Advantage Workers' Compensation Insurance Company 1.490 ADWC-126392288 12 Aequicap Insurance Company 1.413 AEQP-125844008 13 AIU Insurance Company 1.457 01-3564C 14 Alaska National Insurance Company 1.400 96-1860C 15 Allmerican Financial Benefit Insurance Company 1.211 HNVR-126325161 16 All America Insurance Company All Other Codes 1.557 CEMC-126820837 Contracting Codes-All 1.638 Manufacturing Codes-All 1.598 17 Allianz Insurance Company 1.290 95-5370C 18 AmTrust Insurance Company of Kansas, Inc. 1.333 UNKP-125894566 19 America First Insurance Company 1.480 LBRC-126952651 20 American Alternative Insurance Corporation 1.606 ATSI-126390284 21 American Automobile Insurance Company 1.613 04-1656C 22 American Casualty Company of Reading, PA 1.100 309357 23 American Compensation Insurance Company All Other Codes 1.550 RTGR-126896467 Class Codes 8824-8825-8826-8829-8832-8833-8835 1.850 " 8842-8864-9040 24 American Economy Insurance Company 1.150 LBRC-126952605 25 American Employers Insurance Company 1.188 99-2858C 26 American Fire and Casualty Company 1.105 LBRC-126952648 27 American Fuji Fire and Marine Insurance Company 1.578 05-3116C Private Insurance Companies Approved Workers' Compensation Oklahoma Loss Cost Multipliers (LCM's) as of July 01, 2011 28 American Guarantee & Liability Insurance Company I Classes 1.291 ZURC-126870515 FClasses 1.389 " 29 American Home Assurance Company 1.619 01-3564C 30 American Insurance Company, The 1.613 04-1656C 31 American International Pacific Insurance Company 1.619 01-3564C 32 American Interstate Insurance Company 1.330 OKLA-126228161 33 American Manufacturers Mutual Insurance Company 1.360 03-0056C 34 American Mining Insurance Company 1.590 AMMI-126119176 35 American Motorists Insurance Company 1.510 03-0056C 36 American Professionals Insurance Company 1.464 01-3458C 37 American Protection Insurance Company 1.210 03-0056C 38 American States Insurance Company 1.420 04-2581C 39 American States Insurance Company of Texas 1.560 04-2581C 40 American Safety Casualty Insurance Company 1.407 02-3057C 41 American Zurich Insurance Company I Classes 1.063 ZURC-126870515 F Classes 1.144 " 42 American and Foreign Insurance Company 1.561 02-5296C 43 Amerisure Insurance Company 1.251 AMRS-126379458 44 Amerisure Mutual Insurance Company 1.390 01-0834C 45 Arch Insurance Company 1.484 03-2480C 46 Argonaut Great Central Insurance Company All Other Classes 1.500 ARGN-126345076 Codes 8868-9101 1.120 ARGN-125723374 Codes 2585-2586-2589-8840 1.120 ARGN-126079318 47 Argonaut Insurance Company 1.380 97-2572C 48 Argonaut-Midwest Insurance Company-All Other Codes 1.242 97-2572C Code 8006 1.120 ARGN-126474739 49 Argonaut-Southwest Insurance Company 1.104 97-2572C 50 Associated Indemnity Corporation 1.855 04-1656C 51 Association Casualty Insurance Company 1.310 07-2733C 52 Assurance Company of America I Classes 1.490 ZURC-125878716 F Classes 1.574 ZURC-126365735 53 Athena Assurance Company 1.447 04-4309C 54 Atlantic Insurance Company 1.187 97-2451C 55 Bancinsure, Incorporated Class Code 4511 0.095 BNCI-126395995 Class Code 4611 1.260 BNCI-126936501 Class Codes 5551-5610 1.400 BNCI-126936501 Class Codes 8008-8803-9061 1.250 BNCI-126936501 Class Code 8017 1.250 BNCI-126936501 Class Code 8288 1.260 BNCI-126936501 Class Codes 8601-9015 1.250 BNCI-126936501 Class Code 8742 1.200 BNCI-126936501 Class Code 8810 1.180 BNCI-126936501 Class Code 8820 1.200 BNCI-126395995 Class Codes 8832-8868 1.100 BNCI-126936501 Class Code 9012 1.120 BNCI-126936501 Class Code 9101 1.200 BNCI-126936501 Class Codes 0042-3724-5020-5022-5102-5183-5190 1.400 BNCI-126395995 5215-5348-5403-5437-5445-5462-5474-5478-5479 " " 5480-5491-5535-5537-5606-5645-6217-6229-6400 " " 7605 8227-9102-9516-9519-9521 " " All Other Class Codes 1.350 BNCI-126395995 56 Bankers Standard Fire & Marine Insurance Company 1.350 98-0487C 57 Bankers Standard Insurance Company 1.760 ACEH-126515227 58 Benchmark Insurance Company 1.675 PERR-126237336 (09) 59 Berkley National Insurance Company-Preferred 1.260 PERR-126664074 60 Berkley Regional Insurance Company-Standard 1.700 PERR-126664074 61 Bituminous Casualty Corporation All Other Classes 1.545 LDRX-G126899598 Class Code 6216 1.313 " 62 Bituminous Fire & Marine Insurance Company All Other Class 1.777 LDRX-G126899598 Class Code 6216 1.510 " 63 Boston Old Colony Insurance Company 1.290 97-2693C 64 Brotherhood Mutual Insurance Company 1.102 BRTH-126354203 65 Camden Fire Insurance Company 1.122 98-4537C 66 Capital City Insurance Company 1.500 07-2409C 67 Carolina Casualty Insurance Company ###-Non-Stand. Bus. 1.725 SNIC-125927919 68 CastleRock Insurance Company 1.550 TWRG-126754521 69 Casualty Reciprocal Exchange 1.280 01-3566C 70 Central Mutual Insurance Company-Standard All Other Codes 1.706 CEMC-126820837 Contracting Codes-All 1.787 Manufacturing Codes-All 1.747 Preferred All Other Codes 1.557 Contracting Codes-All 1.638 Manufacturing Codes-All 1.598 71 Charter Oak Fire Insurance Company 1.537 03-4858C 72 Chartis Casualty Company 1.295 OKLA-125764648/01-356 73 Chartis Property Casualty Company 1.619 OKLA-125764648/01-356 74 Cherokee Insurance Company 1.530 03-4997C 75 Chubb Indemnity Insurance Company 1.415 CHUB-126931070 76 Church Mutual Insurance Company 1.224 CHMU-126816999 77 Cincinnati Casualty Company 1.336 CNNA-126401835 78 Cincinnati Indemnity Company 1.536 CNNA-126885252 79 Cincinnati Insurance Company 1.269 95-1754C 80 Clarendon National Insurance Company 1.500 02-5140C 81 Colonial American Casualty & Surety Company I Classes 1.367 ZURC-126870515 FClasses 1.470 (F 82 Colonial Casualty Insurance Company 1.100 98-4922C 83 Columbia National Insurance Company 1.300 97-3334C 84 Commerce & Industry Insurance Company 1.862 01-3564C 85 Commercial Compensation Casualty Company 1.144 98-4467C 86 Commercial Insurance Company of Newark, NJ 1.290 97-2693C 87 Companion Commercial Insurance Company 1.300 CMPX-126112242 88 Companion Property and Casualty Insurance Company 1.450 CMPX-126112198 89 Connecticut Indemnity Company 1.150 02-5296C 90 Constitution Insurance Company 1.380 01-0196C 91 Continental Casualty Company 1.800 05-3508C 92 Continental Indemnity Company 1.518 APPU-126767651 93 Continental Western Insurance Company 1.794 UNION-125924551 94 Coregis Insurance Company 1.675 07-2379C 95 Cornhusker Casualty Company 1.553 CORN-125754764 96 Crum & Forster Indemnity Company 1.527 05-2644C 97 Cumis Insurance Society, Inc. All Other Class Codes 1.770 02-0607C Class Codes 0042-4229-5791-5380-7720-8742-8810 1.690 07-2394C 9015-9740-9741 98 Daimler Chrysler Insurance Company 1.200 96-0759C 99 Dakota Truck Underwriters 1.560 04-3748C 100 Dallas Fire Insurance Company 1.410 03-4499C 101 Dallas National Insurance Company 1.510 06-1804C 102 Delos Insurance Company 1.500 DLSN-126316188 103 Diamond Insurance Company 1.770 05-3461C 104 Diamond State Insurance Company 1.670 PENN-126380059 105 Discover Property & Casualty Insurance Company 1.447 TRVD-126186299 106 Eagle Pacific Insurance Company 1.360 03-0805C 107 Electric Insurance Company 1.124 99-4125C 108 Emcasco Insurance Company 2.120 05-3551C 109 Employers Assurance Company 1.700 AMCP-126914871 110 Employers Fire Insurance Company 1.512 06-3710C 111 Employers Insurance Company of Wausau, A Mutual Co. 1.886 LWCM-126867457 112 Employers Mutual Casualty Company 1.910 05-3551C 113 Employers Preferred Insurance Company 1.450 AMCP-126914871 114 Employers Reinsurance Corporation 1.523 ERCA-125257077 115 Equity Mutual Insurance Company 1.280 01-3566C 116 Everest National Insurance Company 1.440 03-4530C 117 Fairfield Insurance Company 1.508 308698 118 Fairmont Insurance Company 1.216 02-0585C 119 Farmers Insurance Exchange 2.050 FARM-126923641 120 Farmington Casualty Insurance Company 0.868 308312 121 Farmland Mutual Insurance Company-Non Standard 1.835 FARL-126916400 Standard 1.668 Preferred 1.501 122 Federal Insurance Company 1.886 CHUB-126931070 123 Federated Mutual Insurance Company 1.618 FEMC-125473151 Class Codes 3113-3629-3632-4299-5190-8013-8058 8116-8232-8394-9620 Class Code 8391 1.425 FEMC-125891545 All Other Class Codes 1.500 FEMC-125891545 124 Federated Service Insurance Company 1.456 FEMC-125473151 Class Codes 3113-3629-3632-4299-5190-8013-8058 8116-8232-8394-9620 Class Code 8391 1.286 FEMC-125891545 All Other Codes 1.350 FEMC-125891545 125 Federated Rural Electric Insurance Corporation 1.288 95-0543C 126 Fidelity & Casualty Insurance Company of N.Y. 1.518 97-2693C 127 Fidelity & Deposit Company of Maryland I Classes 1.367 ZURC-126870515 FClasses 1.470 (F 128 Fidelity & Guaranty Insurance Company 1.230 TRVD-126186299 129 Fidelity & Guaranty Insurance Underwriters, Inc. 1.013 TRVD-126186299 130 Fire & Casualty Insurance Company of CT 1.479 02-5296C 131 Fireman's Fund Insurance Company 1.291 04-1656C 132 Fireman's Insurance Company of Newark, NJ 1.063 97-2693C 133 First American Insurance Company 1.200 99-3523C 134 FirstComp Insurance Company 1.750 FICI-125789650 135 First Liberty Insurance Corporation 1.508 LWCM-126867457 136 First National Insurance Company of America 1.650 04-2581C 137 Florist's Mutual Insurance Company 1.250 FLWR-126345729 138 Frankenmuth Mutual Insurance Company 1.580 FRNK-126865293 139 Fremont Indemnity Company 1.322 01-0415C 140 Frontier Insurance Co. 1.325 01-0138C 141 Gateway Insurance Company 1.446 07-2732C 142 General Casualty Company of Wisconsin 1.390 QBCL-125663809 143 General Insurance Company of America 1.560 05-3565C 144 General Security Insurance Company 1.580 99-3842C 145 Genesis Insurance Company 1.374 97-2674C 146 Glens Falls Insurance Company 1.518 97-2693C 147 Globe Indemnity Company 1.314 02-5296C 148 Grain Dealers Mutual Insurance Company 1.824 01-3507C 149 Granite State Insurance Company 1.619 01-3564C 150 Great American Alliance Insurance Company 1.460 95-1083C 151 Great American Assurance Company 1.460 95-1083C 152 Great American Insurance Company 1.460 95-1083C 153 Great American Insurance Company of New York 1.460 95-1083C 154 Great Divide Insurance Company 1.498 05-0963C 155 Great Midwest Insurance Company 1.300 GMWI-126533036 156 Great Northern Insurance Company 1.792 CHUB-126931070 157 Great States Ins. Co. 1.257 98-0718C 158 Great West Casualty Company 1.364 LDRE-126807208 159 Greater New York Mutual Insurance Company 1.400 96-0760C 160 Greenwich Insurance Company 1.599 XLAM-125301376 161 Grocers Insurance Company 1.200 97-2449C 162 Guarantee Insurance Company 1.499 04-1938C 163 Guideone Elite Insurance Company 1.369 GDEA-125407664 164 Guideone Mutual Insurance Company 1.369 GDEA-125407664 165 Hanover American Insurance Company 1.452 05-2352C 166 Hanover Insurance Company 1.778 05-2352C 167 Harbor Specialty Insurance Company 1.376 98-0854C 168 Harco National Insurance Company 1.500 IATH-126756550 169 Harleysville Mutual Insurance Company 1.350 96-4684C 170 Hartford Accident & Indemnity Company 1.010 HART-126062104 171 Hartford Casualty Insurance Company 1.515 HART-126062104 172 Hartford Fire Insurance Company 1.299 HART-126062104 173 Hartford Insurance Company of the Midwest 1.154 HART-126062104 174 Hartford Underwriters Insurance Company 1.659 HART-126062104 175 Highlands Insurance Company 1.464 01-3460C 176 Highlands Underwriters Insurance Company 1.464 01-3459C 177 Highmark Life Insurance Company 1.290 97-3933C 178 Houston General Insurance Company 1.213 95-1753C 179 Illinois National Insurance Company 1.619 01-3564C 180 Imperial Casualty and Indemnity Company 1.350 04-1514C 181 Indemnity Insurance Company of North America 1.148 98-0487C 182 Indiana Lumbermens Mutual Insurance Company 2.000 07-2179C 183 Insurance Corporation of Hannover 1.500 05-3699C 184 Insurance Company of North America 1.350 98-0487C 185 Insurance Company of the State of PA. 1.619 01-3564C 186 Insurance Company of the West 1.500 01-3295C 187 International Business & Mercantile Reassurance Co. 1.296 99-0090C 188 Kansas City Fire & Marine Insurance Company 1.518 97-2693C 189 Kemper Casualty Insurance Company 1.670 03-2156C 190 Legion Insurance Company 1.488 01-3774C 191 Liberty Insurance Corporation 1.006 LWCM-126867457 192 Liberty Mutual Fire Insurance Company 1.257 LWCM-126867457 193 Liberty Mutual Insurance Company 1.886 LWCM-126867457 194 Liberty Mutual Insurance Corporation (LM Ins. Corp.) 0.817 LWCM-126867457 195 Lincoln General Insurance Company 1.450 05-2560C 196 Lumbermen's Mutual Casualty Company 1.670 03-0056C 197 Lumbermen's Underwriting Alliance 1.403 LMBR-126904544 198 Manufacturers Alliance Insurance Company 1.538 07-2594C 199 Markel Insurance Company 1.750 MRKB-126948217 200 Maryland Casualty Company I Classes 1.882 ZURC-125878716 FClasses 1.988 ZURC-126365735 201 Massachusetts Bay Insurance Company 1.615 05-2352C 202 Medical Assurance Company 1.290 98-3421C 203 Medmarc Casualty Insurance Company 1.460 02-2372C 204 Mega Life & Health Ins.Co. 1.280 97-2250C 205 MEMIC Indemnity Company 1.600 06-3715C 206 Meridian Security Insurance Company-Advantage 1.182 SAMM-125908447 207 Mid-Century Insurance Company 1.471 FARM-126923641 208 Middlesex Insurance Company 1.475 SEPX-G126990711 209 Midwest Builders' Casualty Mutual Company 1.300 BMCC-126832635 210 Midwest Employers Casualty Company ###Preferred Bus. 1.410 SNIC-125927953 211 Midwest Insurance Company 1.480 06-4345C 212 Millers Mutual Insurance Company 1.222 98-0665C 213 Milwaukee Casualty Insurance Company 1.666 UNKP-126382577 214 Mitsui Sumitomo Insurance Company Of America 1.538 MSMX-125387124 215 Mitsui Sumitomo Inurance USA INC. 1.769 MSMX-125387124 216 National American Insurance Company-Non Standard 1.690 NTAC-125816167 Standard 1.470 Preferred 1.250 217 National Casualty Company 1.300 SCTT-126622715 218 National Farmers Union Property and Casualty Company 1.470 94-0327C 219 National Fire Insurance Company of Hartford 1.450 05-3508C 220 National Interstate Insurance Company 1.495 02-3904C 221 National Standard Insurance Company I Classes 1.642 04-3747C FClasses 1.795 222 National Surety Corporation 1.452 04-1656C 223 National Union Fire Insurance Company of Pittsburgh, PA. 1.619 01-3564C 224 Nationwide Agribusiness Insurance Company-Non-Standard 1.748 Standard 1.589 Preferred 1.430 225 Netherlands Insurance Company, The 1.105 LBRC-126952651 226 New Hampshire Indemnity Company 1.619 01-3564C 227 New Hampshire Insurance Company 1.457 01-3564C 228 Niagara Fire Insurance Company 1.518 97-2693C 229 Nipponkoa Insurance Company, Ltd. 1.440 04-2011C 230 North American Elite Insurance Company 1.926 07-2378C 231 North American Specialty Insurance Company 1.675 07-2379C 232 North Pointe Insurance Company-Preferred 1.350 QBEC-126767857 233 North River Insurance Company 1.129 05-2644C 234 Northern Assurance Company of America 1.188 99-2858C 235 Northern Insurance Company of New York I Classes 1.200 ZURC-126934965 FClasses 1.267 ZURC-12634965 236 Northwestern National Casualty Company 1.464 01-3462C 237 Northwestern Pacific Indemnity Company 1.603 CHUB-126931070 238 Nova Casualty Company 1.460 REGU-126899153 239 Ohio Casualty Insurance Company 1.550 LBRC-126952648 240 Ohio Farmers Insurance Company 1.272 96-1940C 241 Ohio Security Insurance Company 1.490 LBRC-126952648 242 Old Glory Insurance Company 1.350 OGIC-126162276 243 Old Republic General Insurance Company 1.450 06-3412C 244 Old Republic Insurance Company All Other Codes 1.450 96-4288C Class Codes 3830-7402-7403-7405-7420-7421-7422 1.670 LDDX-G126930023 7425-7431 245 OneBeacon America Insurance Company 1.320 98-4539C 246 OneBeacon Insurance Company 1.320 98-4539C 247 Pacific Employers Insurance Company 1.557 ACEH-126515227 248 Pacific Indemnity Company 1.603 CHUB-126931070 249 Peerless Indemnity Insurance Company 1.750 LBRM-125909371 250 Peerless Insurance Company 1.320 LBRC-126952651 251 Pegasus Insurance Company, Incorporated 1.700 PEGA-126088555 252 Pennsylvania Manufacturers' Association Insurance Co. 1.337 07-2593C 253 Pennsylvania Manufacturers' Indemnity Company 1.204 07-2595C 254 Pennsylvania National Mutual Casualty 1.197 94-0548C 255 Petroleum Casualty Company 1.127 97-5366C 256 Petrosurance Casualty Company 1.320 97-0257C 257 Pharmacists Mutual Insurance Company Class Code 7380 1.263 PHAR-126876663 Class Code 8045 1.851 Class Code 8835 1.435 All Other Codes 1.600 258 Phico Insurance Company 1.265 95-4733C 259 Phoenix Assurance Company of New York 1.232 02-5296C 260 Phoenix Insurance Company 1.650 01-3562C 261 Physicians Liability Insurance Company 1.240 01-2826C 262 Potomac Insurance Company of Illinois 1.188 98-4538C 263 Preferred Professional Insurance Company 1.152 PERR-125339665 264 Praetorian Insurance Company All Other Codes 1.600 QBEC-126462686 Class Codes 2701-2702-2709-2710 1.350 265 Property and Casualty Insurance Company of Hartford 1.371 HART-126956609 266 Protective Insurance Company 1.490 BALG-125881320 267 Providence Property and Casualty 1.353 05-3994C 268 QBE Insurance Corporation-Sub-Standard 1.800 QBEC-126767857 269 Quanta Indemnity Company 1.520 01-3868C 270 Ranger Insurance Company 1.332 98-0045C 271 Realm National Insurance Company 1.760 04-3938C 272 Redland Insurance Company 1.350 QBEC-126462686 273 Regent Insurance Company 1.258 04-1054C 274 Reinsurance Company of America 1.472 04-4076C 275 Republic Fire & Casualty Insurance Company 1.750 TRGR-125797566 276 Republic Underwriters Insurance Company 1.525 02-2453C 277 Riscorp National Insurance Company 1.290 97-2570C 278 Rockwood Casualty Insurance Company 1.350 RWCA-125929477 279 Royal Indemnity Company 1.232 02-5296C 280 Royal Insurance Company of America 1.643 02-5296C 281 SFM Mutual Insurance Company 1.414 SFMC-125330895 282 SUA Insurance Company-Now CastleRock Insurance Compan 1.550 07-2602C 283 Safeco Insurance Company of America 1.260 98-4923C 284 Safeguard Insurance Company 1.397 02-5296C 285 Safety First Insurance Company 1.560 02-5050C 286 Safety National Casualty Corporation 1.150 00-3906C 287 Sagamore Insurance Company 1.657 04-2784C 288 SeaBright Insurance Company 1.262 SBIC-125784993 289 Security Insurance Company of Hartford 1.807 02-5296C 290 Security National Insurance Company 1.200 UNKP-125894566 291 Select Insurance Company 1.187 97-2451C 292 Seneca Insurance Company 1.366 REGU-126361011 293 Sentinel Insurance Company Limited 1.227 HART-126062104 294 Sentry Casualty Company 1.246 SEPX-125234709 295 Sentry Select Insurance Company 1.334 SEPX-126442062 296 Sentry Insurance, A Mutual Company 1.475 SEPX-G126990711 297 Sequoia Insurance Company 1.308 PERR-126128091 298 Service Lloyds Insurance Company 1.560 03-3968C 299 Southern Insurance Company 1.525 02-2453C 300 Southern Underwriters Insurance 1.525 02-2453C 301 Sparta Insurance Company 1.604 REGU-126582515 302 Specialty National Insurance Company 1.510 03-2156C 303 Standard Fire Insurance Company (The) 1.013 308312 304 Star Insurance Company 1.350 MEAD-126918937 305 Starnet Insurance Company ### Standard Business 1.550 308464 306 State Auto Property & Casualty Insurance Company-Preferred 1.340 SAMM-126592048 307 State Automobile Mutual Insurance Company-Standard 1.576 SAMM-126592048 308 State Farm Fire & Casualty Insurance Company 1.107 SFMA-126428397 Class Codes 2003-4361-5190-5437-5478-8008-8015-8017 " 8018-8832-9082-9083 Class Codes 8820-9012-9014-9015 1.292 " All Other Codes 1.230 " 309 State National Insurance Company, Incorporated 1.250 STNA-126296988 310 St. Paul Fire & Marine Insurance Company 1.447 04-4309C 311 St. Paul Guardian Insurance Company 1.230 04-4309C 312 St. Paul Medical Liability Insurance Company 1.348 95-0709C 313 St. Paul Mercury Insurance Company 1.230 04-4309C 314 Stonetrust Commercial Insurance Company 1.400 07-2599C 315 Technology Insurance Company 1.360 06-1975C 316 T.H.E. Insurance Company 1.350 01-3938C 317 The Continental Insurance Company 1.000 309357 318 TIG Insurance Company 1.351 02-0583C 319 TIG Premier Insurance Company 1.351 02-0583C 320 TNUS Insurance Company 0.987 WESA-125740889 321 Tokio Marine & Nichido Fire Insurance Company 1.408 04-3914C 322 Tower Insurance Company of New York 1.630 TWRG-125215974 323 Tower National Insurance Company 1.479 TWRG-126174726 324 Toyota Motor Insurance Company 1.071 96-4814C 325 Transcontinental Insurance Company 1.250 05-3508C 326 Transguard Insurance Company of America, Inc. 2.350 TRAX-125375702 327 Trans Pacific Insurance Company 1.200 WESA-125740889 328 Transportation Insurance Company 1.600 05-3508C 329 Travelers Casualty and Surety Company 1.447 03-4858C 330 Travelers Casualty Insurance Company of America 2.026 308312-07 331 Travelers Commercial Casualty Company 1.447 03-4858C 332 Travelers Indemnity Company 1.302 03-4858C 333 Travelers Indemnity Company of America 1.230 03-4858C 334 Travelers Indemnity Company of Connecticut 1.737 03-4858C 335 Travelers Insurance Company 1.375 97-0823C 336 Travelers Property and Casualty Company of America 1.447 03-4858C 337 Triangle Insurance Company, Inc. Preferred 1.350 TRGL-126936168 Standard 1.510 TRGL-126936168 Non-Standard 1.700 TRGL-126936168 338 Trinity Universal Insurance Company 1.392 OKLA-125361369 339 Truck Insurance Exchange 1.747 FARM-126923641 340 Trumbull Insurance Company 0.866 HART-126956609 341 Twin City Fire Insurance Company 1.443 HART-126062104 342 U.S. Specialty Insurance Company 1.280 00-1984C 343 Ulico Casualty Company 1.333 ULCC-126767159 344 Underwriters Insurance Company 1.144 99-0897C 345 Union Insurance Company 1.529 UNON-125924551 346 United National Casualty Insurance Company 1.230 PENN-126380059 347 United National Specialty Insurance Company 1.450 PENN-126380059 348 United Pacific Insurance Company 1.125 97-2018C 349 United States Fidelity & Guaranty Company 1.302 TRVD-126186299 350 United States Fire Insurance Company 1.328 05-2644C 351 United Wisconsin Insurance Company 1.575 ACCD-12517049 352 Universal Underwriters Insurance Company All Other Codes 1.875 04-4299C Class Codes 0083-3632-3821-8391-8393-8742-8748-8810 2.156 Class Code 8010 1.763 Class Code 8046 1.369 Class Code 8116 1.631 353 Utica Mutual Insurance Company 1.153 97-3027C 354 Valiant Insurance Company I Classes 1.642 04-3747C F Classes 1.795 355 Valley Forge Insurance Company 1.250 05-3508C 356 Vanliner Insurance Company 1.459 VANL-125922674 357 Vigilant Insurance Company 1.886 CHUB-126931070 358 Villanova Insurance Company 1.355 01-3780C 359 Virginia Surety Company, Inc. 1.125 98-2760C 360 Wausau Business Insurance Company 0.817 LWCM-126867457 361 Wausau Underwriters Insurance Company 1.257 LWCM-126867457 362 Wesco Insurance Company 1.540 SHNF-125438864 363 West American Insurance Company 1.320 LBRC-126952648 364 Westfield Insurance Company 1.272 96-1940C 365 Westport Insurance Corporation 1.523 07-2379C 366 Work First Casualty Company 1.467 06-1474C 367 XL Insurance America, Incorporated 1.066 XLAM-125301376 368 XL Specialty Insurance Company 1.333 XLAM-125301376 369 Yasuda Fire & Marine Insurance Company of America 1.641 02-0702C 370 ZC Insurance Company 1.390 98-0709C 371 Zenith Insurance Company 1.475 ZICO-126665781 372 Zurich American Insurance Company I Classes 1.519 ZURC-126870515 F Classes 1.634 (F 373 Zurich American Insurance Company of Illinois I Classes 1.823 ZURC-126870515 F Classes 1.960 (F F Class Codes-Federal codes that include USL & HW (United States Longshoremen and Harbor Workers' Act). Non-F Class Codes-Those class codes that do not include premium for operations subject to the USL & HW Act *I Classes-Industrial Classes-Non F Classes MEDIAN 1.438 MINIMUM 0.095 MAXIMUM 2.350 |
Date created | 2011-07-27 |
Date modified | 2011-10-27 |
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